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About the Inflation Calculator
Inflation is the quiet tax on savings. At 6%, prices double roughly every twelve years — so a ₹1 lakh annual expense today is ₹2 lakh in twelve years and ₹4 lakh in twenty-four, without any change in how you live.
This is why "safe" returns are not always safe. A deposit paying 7% before tax, taxed at 30%, nets about 4.9% against 6% inflation — a guaranteed loss of purchasing power, arrived at very safely.
The formula
The same compounding formula, working against you rather than for you.
Things worth knowing
Frequently asked questions
It reduces what your money can buy. At 6% inflation, ₹1 lakh today has the purchasing power of about ₹42,000 in fifteen years, so a return below the inflation rate loses ground in real terms.
Around 6% for general expenses in India, and 8–10% for education and healthcare, which have historically risen faster than the consumer price index.
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