Travel cards earn their fee through lounge access and air miles rather than headline cashback. If you take four or more flights a year, complimentary domestic lounge visits alone usually cover a mid-tier annual fee.
HDFC Regalia Gold Credit Card
HDFC Bank- 5X reward points at Marks & Spencer, Myntra, Nykaa and Reliance Digital
- 12 complimentary domestic and 6 international lounge visits a year
- Complimentary Swiggy One and MMT Black membership on joining
HDFC Infinia Credit Card
HDFC Bank- Unlimited complimentary lounge access worldwide with Priority Pass, including guests
- 10X points on SmartBuy for flights, hotels and vouchers
- Complimentary Club Marriott membership and golf access
Axis Bank Magnus Credit Card
Axis Bank- Complimentary domestic and international lounge access with guest visits
- 5,000 bonus points on monthly spending above ₹1 lakh
- Complimentary annual membership benefits and airport concierge
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