Axis Bank against the market
The same product priced across major lenders — Axis Bank's row is highlighted. Rates are set almost entirely by your credit score and employer category.
| Lender | Starting rate (p.a.) | Processing fee | Max tenure |
|---|---|---|---|
| HDFC Bank | 10.50% | Up to 2.5% | 6 years |
| ICICI Bank | 10.80% | Up to 2% | 6 years |
| SBI | 10.90% | Up to 1.5% | 6 years |
| Axis Bank | 11.10% | Up to 2% | 5 years |
| Kotak Mahindra | 10.99% | Up to 3% | 6 years |
| IDFC First Bank | 10.99% | Up to 2% | 5 years |
| Bajaj Finserv | 11.00% | Up to 3.93% | 8 years |
| Tata Capital | 11.99% | Up to 3% | 6 years |
Eligibility
- Salaried applicants aged 21–60 with a stable employment record
- Minimum net monthly income of ₹25,000–₹40,000 depending on the city
- Credit score of 750 or above for the best rates
- At least 1 year of total work experience, 6 months with the current employer
Documents
- PAN, Aadhaar and address proof
- Last 3 months salary slips
- Last 6 months bank statements showing salary credits
- Employment proof or offer letter
Should you apply to Axis Bank directly?
You can — but a direct application is a hard enquiry against one lender's criteria. Going through a marketplace means your profile is checked against Axis Bank's bands and the wider market first, so the application that finally goes in is the one most likely to be approved. If Axis Bank is the right fit, that is where your file goes; if another lender prices you better, you will know before any enquiry lands on your report.
Invaspo is not Axis Bank and is not affiliated with it. Product names and trademarks belong to their owners. Rates and terms shown are indicative starting figures for comparison, set entirely by the lender, and change without notice — final terms come only from the lender in writing.