How it works

From a two-minute eligibility check to money in your account — and what we do at each stage that walking into a branch does not.

1

Tell us what you need

Two minutes, six fields. No documents, no credit check, and nothing that touches your credit report.

2

We match you to lenders

We check your profile against lenders' published criteria and come back with the products you actually qualify for — not a list of everything on the market.

3

An advisor calls you

A real person walks you through the options, tells you which lender is likely to say yes, and what your file needs to look like before it goes in.

4

Apply once, properly

We help you submit to the lender most likely to approve you, so you avoid the multiple rejections that damage your credit score.

Why us

Why go through a marketplace at all

Checking costs you nothing

An eligibility check here is not a credit application. Nothing is reported to CIBIL, so your score is untouched — unlike applying directly to four banks and collecting four hard enquiries.

One profile, many lenders

Every bank has different income thresholds, employer lists and FOIR bands. The same file can be declined at one lender and approved at another. We know which is which.

The rate is negotiable

The benchmark is fixed but the spread over it is not. We tell you what a strong file looks like and what rate to push for, so you negotiate from knowledge rather than hope.

One application, not four

We tell you what your file needs before it is submitted, which is the difference between a sanction in a week and a rejection you have to explain to the next lender.

Ready when you are

Check what you qualify for in two minutes. Free, no obligation, no impact on your credit score.

Check eligibility