How it works

From a two-minute eligibility check to money in your account — and what we do at each stage that walking into a branch does not.

1

Tell us what you need

One short form, about two minutes. No documents, and nothing that touches your credit score.

2

We match you to lenders

We check your details against the rules each lender publishes, then come back with the loans you qualify for rather than a list of everything on the market.

3

An advisor calls you

A real person talks you through the options, says which lender is likely to approve you, and tells you what your application needs before it goes in.

4

Apply once, properly

We help you apply to the lender most likely to say yes, so you avoid the repeated rejections that damage your credit score.

Why us

Why go through a marketplace at all

Checking costs you nothing

Checking your eligibility here is not a credit application. Nothing is reported to CIBIL, so your score stays where it is. Applying directly to four banks would leave four hard enquiries on your file.

One profile, many lenders

Every bank sets its own income limits, employer lists and EMI caps. The same application can be turned down by one lender and approved by the next. We know which is which.

The rate is negotiable

The benchmark rate is fixed, but the margin on top of it is not. We tell you what a strong application looks like and what rate to ask for, so you are not guessing.

One application, not four

We tell you what your application needs before you send it. That is often what separates a sanction in a week from a rejection you then have to explain to the next lender.

Ready when you are

Check what you qualify for in two minutes. Free, no obligation, no impact on your credit score.

Check eligibility