Key benefits
- 10X reward points on Amazon, BookMyShow, Cleartrip, Netmeds and Apollo 24/7
- 5X points on all other online spending
- ₹500 Amazon voucher on joining
- ₹2,000 e-voucher on annual spending of ₹1 lakh, and again at ₹2 lakh
Fees and charges
| Joining fee | ₹499 + GST |
| Annual fee | ₹499 + GST |
| Fee waiver | Spend ₹1 lakh a year |
| Reward value | ₹0.25 per point |
| Interest rate | 3.75% per month (45% p.a.) |
| Fuel surcharge | 1% waiver up to ₹100 a month |
Eligibility
- Salaried or self-employed aged 21–70
- Net monthly income above ₹20,000
- Credit score above 700
Who it suits
A low fee and an easy waiver make it a sensible entry card for online spenders.
Watch out for
Points are worth only about ₹0.25 each, so the 10X headline is nearer 2.5% in real terms.
Fees and reward rates shown are indicative and set entirely by SBI Card. They change without notice — confirm the current terms on the issuer's own page before you apply.